Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Does Your Credit Score Affect Your Insurance Rates? Your credit score may influence how much you pay for auto and home insurance. The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge. Lifetime of Earnings Estimate how much you have the potential to earn during your working years.